Small Sum Lending Pilot - Evaluation design and delivery, including Theory of Change

learly articulated Theory of Change, that enables: • Measurement and tracking of the above Small Sum Lending Pilot objectives including any behavioural and financial wellbeing outcomes that are surfaced through the Theory of Change workstream • Understanding economic impact of the pilot on consumers

and the overall lending provision of small sum loans by mainstream lenders (eg cheaper cost of credit) -Consistent measurement of outcomes across multiple delivery partners1 - Generation of learning about what works, for whom and under wha